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DEPOSIT SCHEMES
(Effective from 01.01.2010) |
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PERIOD OF DEPOSITS |
Public
% p.a. |
Trust / Regd.
Co-op. Soc. |
Sr.
Citizens |
|
30 Days
to 90 Days |
4.50 % |
5.00 % |
5.00 % |
|
91 Days
to 180 Days |
5.50 % |
6.00 % |
6.00 % |
|
181 Days to
less than 1 Year |
6.00 % |
6.50 % |
6.50 % |
|
Above 1 year
to 2 years |
8.00 % |
8.50 % |
8.50 % |
|
Above 2 years
to 3 years |
9.00 % |
9.50 % |
9.50 % |
|
Above 3 years |
8.75 % |
9.25 % |
9.25 % |
*
Special rate of 0.50% additional for BULK DEPOSIT
i.e. Single Deposits of Rs. 15 lakhs and
above for minimum
period of one year.
** YOUR DEPOSITS UPTO RS. 1.00 LAC ARE INSURED AS
PER RBI'S DIRECTIVES |
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1 |
Monthly Interest Deposit
Scheme (MID) |
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2 |
Quarterly Interest Deposit
(QID) |
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3 |
Quarterly Interest
Cumulative Reinvestment Plan (QICRIP) |
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4 |
Short Term Deposit Scheme
(SI) (15 days - 90 days) |
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5 |
Recurring Deposit Scheme (C.I)
(Above 1 year) |
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SAVING BANK
DEPOSIT
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1 |
Minimum Balance for Saving
Account Rs. 250/- Without Cheque Book, |
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2 |
Minimum Balance for Saving
Account Rs. 500/- With Cheque Book |
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3 |
Minimum Balance for
Current Account Rs.2000/- |
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4 |
Rate of Interest 3.5% p.a.
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