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FOR ALL YOUR BANKING
NEEDS (WITH PERSONALISED SERVICE) |
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OUR
ATTRACTIVE LOAN SCHEMES |
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- R.S. HOME LOAN
- R.S. BUSINESS
MORTGAGE
- R.S. PERSONAL
LOAN
- R.S. CAR LOAN
- R.S. S.S.I.
- R.S. VIDYA
- R.S. HOUSE
REPAIR
- R.S. UDYOJAK
- R.S. WORKING
CAPITAL
- R.S. GOLD
LOAN/OVERDRAFT
- R.S. ADVANCED
AGAINST IMMOVABLE PROPERTY
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OUR
ATTRACTIVE DEPOSIT SCHEMES |
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- SAVING DEPOSIT
- AUTO RENEWAL
CERTIFICATE
- CURRENT
DEPOSIT
- FDR UNIT
SCHEME
- SENIOR CITIZEN
DEPOSIT
- RECURRING
DEPOSIT
- SPECIAL FIXED
DEPOSIT
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- DAILY DEPOSIT
SCHEME
- LOAN AGAINST
FDR
- MONTHLY
INTEREST DEPOSIT SCHEME (MID)
- QUARTERLY
INTEREST DEPOSIT (QID)
- QUARTERLY
INTEREST CUMULATIVE
RE-INVESTMENT PLAN (QICRIP)
- SHORT TERM
DEPOSIT SCHEME
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FUND
DRAWING FACILITY AVAILABLE THROUGHOUT INDIA |
-
UPTO 90% LOAN AGAINST F.D.
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-
UPTO RS. 1.00 LAC PERSONAL LOAN
|
-
UPTO RS. 50.00 LACS SECURED LOAN
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ADVANCES (w.e.f.01.01.2010) |
|
1 |
Vehicle |
16% P.A. |
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2 |
Cash
Credit |
15.50% P.A. |
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3 |
Personal Load |
18.50% P.A. |
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4 |
Loan Against
Government Securities |
14% P.A. |
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5 |
Mortgage Loan
(Secured Loans
other than Vehicle) |
15% P.A. |
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6 |
Housing Loan -
Repayable up to 5
Years |
12% P.A. |
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7 |
Housing Loan -
Repayable above 5 years |
13% P.A. |
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8 |
Gold Loan |
14% |
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Processing Charges @ 1%
Maximum Rs. 50,000/- |
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For vehicles
processing charges @ 1.00% |
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No Processing Charges
for loan against Term Deposit, and SOD (Against our Term
Deposit) |
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Loan against N.S.C./
KVIP /Govt. Securities at 1% |
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Shares : Vehicle Loan
(Commercial)@1% : Secured : @
2.5%, Unsecured : @ 7.00% |
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READY RECKONER
OF DOCUMENTS REQUIRED TO AVAIL LOAN
____________________________________________________________________________________ |
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List of Documents required |
Self Employees |
Self Employed & Professionals |
Proprietory
Concern |
Partnership Firms |
Pvt. & Public Ltd. Companies |
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Photograph of Applicant/Authorized Signatory |
Ö |
Ö |
Ö |
Ö |
Ö |
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Latest
salary slip showing statutory deductions |
Ö |
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Form 16/TDS Certificate |
Ö |
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Proof
of Residence/Office (Photocopy of Electricity
Bill/Ration Card) |
Ö |
Ö |
Ö |
Ö |
Ö |
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Signature verification from your Banker |
Ö |
Ö |
Ö |
Ö |
Ö |
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Computation of Income for the last 2 years
certified by CA |
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Ö |
Ö |
Ö |
Ö |
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BS & P
& L A/c for the last 2 years certified by CA |
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Ö |
Ö |
Ö |
Ö |
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Copies
of I.Tax Return for the last 2 years |
Ö |
Ö |
Ö |
Ö |
Ö |
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Partnership Deed |
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Ö |
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Letter of authority from partners |
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Ö |
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Memorandum & Articles of Association |
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Ö |
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Board
of resolution authorizing one Director to
execute the agreement |
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Ö |
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Last 6 months Bank Statement |
Ö |
Ö |
Ö |
Ö |
Ö |
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